{"id":297,"date":"2026-04-26T09:59:21","date_gmt":"2026-04-26T07:59:21","guid":{"rendered":"https:\/\/schwartzpartners.dk\/?page_id=297"},"modified":"2026-04-28T14:57:30","modified_gmt":"2026-04-28T12:57:30","slug":"erstatning-og-forsikringsret","status":"publish","type":"page","link":"https:\/\/schwartzpartners.dk\/en\/specialer\/erstatning-og-forsikringsret\/","title":{"rendered":"Compensation and insurance law"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section et_pb_section_parallax preset--group--divi-section--divi-border--default preset--module--divi-section--default\"><span class=\"et-pb-parallax-wrapper\"><span class=\"et-pb-parallax-background et-pb-parallax-background-module--divi-section-0\" style=\"background-image:url(http:\/\/schwartzpartners.dk\/wp-content\/uploads\/2026\/04\/Schwartz-Partners-Advokatpartnerselskab-businessman-reading-contract.jpg)\"><\/span><\/span>\n<div class=\"et_pb_row_0 et_pb_row et_flex_row preset--group--divi-row--divi-border--default preset--module--divi-row--default\">\n<div class=\"et_pb_column_0 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_18_24 et_flex_column_18_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_dark et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--d2zl0faslc\"><div class=\"et_pb_text_inner\"><p><span>Practice Areas<\/span><span><\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_dark et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h1> Compensation and insurance law <\/h1>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough et_flex_column_6_24 et_flex_column_6_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\"><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section preset--group--divi-section--divi-border--default preset--module--divi-section--default\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row preset--group--divi-row--divi-border--default preset--module--divi-row--default\">\n<div class=\"et_pb_column_2 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>Compensation \u2013 We fight for your right to full compensation<\/h2>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Once the damage has occurred, it is crucial to have a legal partner who can correctly calculate your loss and place legal responsibility.<\/strong><\/p>\n<p>Tort law is a complex field where the burden of proof, causality and calculation methods are crucial to the outcome of the case. Regardless of whether it is a financial loss in a business relationship or a personal injury, <span>Schwartz and Partners lawyers<\/span> ready to ensure that you are not left behind by insurance companies or counterparties.<\/p>\n<p><strong>Specialized advice on all types of compensation<\/strong><\/p>\n<p>We have extensive experience in handling cases where the goal is to restore your or your company's financial situation. We confidently navigate both insurance terms and liability law to optimize your claim.<\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h3>We advise on, among other things:<\/h3>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section preset--group--divi-section--divi-border--default preset--module--divi-section--default\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row preset--group--divi-row--divi-border--default preset--module--divi-row--default\">\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_group_carousel_0 et_pb_group_carousel et_pb_group et_pb_module et_pb_group_carousel_arrows_outside et_pb_group_carousel_dots_center et_pb_group_carousel_dots_below et_pb_group_carousel_slides_3 preset--group--divi-group-carousel--divi-border--default preset--group--divi-group-carousel--divi-border--hpl1lfq--default preset--group--divi-group-carousel--divi-border--hsg63uj--default preset--group--divi-group-carousel--divi-border--h15jrg6--default\"><div class=\"et_pb_group_carousel_container\"><div class=\"et_pb_group_carousel_track\"><div class=\"et_pb_group_carousel_slide\"><div class=\"et_pb_group_0 et_pb_group et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--group--divi-group--divi-border--default\">\n<div class=\"et_pb_blurb_0 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_left et_pb_module et_flex_module preset--group--divi-blurb--divi-border--default\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap\"><span class=\"et-pb-icon\">Z<\/span><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">Professional compensation<\/h4><div class=\"et_pb_blurb_description\"><p>Liability in connection with defective deliveries, professional advisor liability and breach of contract.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><div class=\"et_pb_group_carousel_slide\"><div class=\"et_pb_group_1 et_pb_group et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--group--divi-group--divi-border--default\">\n<div class=\"et_pb_blurb_1 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_left et_pb_module et_flex_module preset--group--divi-blurb--divi-border--default\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap\"><span class=\"et-pb-icon\">Z<\/span><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">Personal injury<\/h4><div class=\"et_pb_blurb_description\"><p>Compensation following traffic accidents, work injuries or patient injuries, including calculation of lost earnings and pain and suffering.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><div class=\"et_pb_group_carousel_slide\"><div class=\"et_pb_group_2 et_pb_group et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--group--divi-group--divi-border--default\">\n<div class=\"et_pb_blurb_2 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_left et_pb_module et_flex_module preset--group--divi-blurb--divi-border--default\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap\"><span class=\"et-pb-icon\">Z<\/span><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">Board and management responsibilities<\/h4><div class=\"et_pb_blurb_description\"><p>Advice and defense in cases concerning management liability.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><div class=\"et_pb_group_carousel_slide\"><div class=\"et_pb_group_3 et_pb_group et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--group--divi-group--divi-border--default\">\n<div class=\"et_pb_blurb_3 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_left et_pb_module et_flex_module preset--group--divi-blurb--divi-border--default\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap\"><span class=\"et-pb-icon\">Z<\/span><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">Product liability<\/h4><div class=\"et_pb_blurb_description\"><p>Dealing with damages caused by defective products or services.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><div class=\"et_pb_group_carousel_slide\"><div class=\"et_pb_group_4 et_pb_group et-last-child et_pb_module et_flex_group et_pb_css_mix_blend_mode_passthrough preset--group--divi-group--divi-border--default\">\n<div class=\"et_pb_blurb_4 et_pb_blurb et_pb_bg_layout_light et_pb_blurb_position_left et_pb_module et_flex_module preset--group--divi-blurb--divi-border--default\"><div class=\"et_pb_blurb_content et_flex_module\"><div class=\"et_pb_main_blurb_image\"><span class=\"et_pb_image_wrap\"><span class=\"et-pb-icon\">Z<\/span><\/span><\/div><div class=\"et_pb_blurb_container\"><h4 class=\"et_pb_module_header\">Insurance disputes<\/h4><div class=\"et_pb_blurb_description\"><p>We assist when the insurance company denies coverage or offers inadequate compensation.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><span class=\"et_pb_group_carousel_arrow et_pb_group_carousel_arrow_prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous slide\"><span class=\"et-pb-icon\">#<\/span><\/span><span class=\"et_pb_group_carousel_arrow et_pb_group_carousel_arrow_next\" role=\"button\" tabindex=\"0\" aria-label=\"Next slide\"><span class=\"et-pb-icon\">$<\/span><\/span><div class=\"et_pb_group_carousel_dots\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_flex_section preset--group--divi-section--divi-border--default preset--module--divi-section--default\">\n<div class=\"et_pb_row_3 et_pb_row et_flex_row preset--group--divi-row--divi-border--default preset--module--divi-row--default\">\n<div class=\"et_pb_column_5 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_block_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>Your guarantee of a fair process<\/h2>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_6 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Many people leave the calculation of a compensation claim to the other party's insurance company. This is rarely an advantage. As your lawyers, we ensure that all relevant items are included and that the legal arguments are presented with the necessary weight \u2013 both in negotiations and in court.<\/p>\n<p>We combine a deep insight into case law with a solution-oriented approach, so you can move forward with peace of mind, knowing that your financial backlog is covered in the best possible way.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_4 et_pb_row et_flex_row preset--group--divi-row--divi-border--default preset--module--divi-row--default\">\n<div class=\"et_pb_column_7 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_block_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>Especially about excavation damage and power lines<\/h2>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_8 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone preset--group--divi-column--divi-border--default\">\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Damage to buried cables and pipelines can lead to huge compensation claims and operational disruptions. We specialize in the complex rules regarding excavation damage, including the distribution of liability under the LER Act (the Danish Cable Owners Register).<\/p>\n<p>Whether you are a contractor who has been hit with a compensation claim, or a line owner who has had their network damaged, we advise on:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>The question of guilt:<\/strong>\u00a0Assessment of whether negligence has been shown and whether the LER information was correct.<\/li>\n<li><strong>Measurement of losses:<\/strong>\u00a0Calculation of actual repair costs versus indirect losses.<\/li>\n<li><strong>Evidence protection:<\/strong>\u00a0Handling of photo documentation and technical reports from the accident site.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-text--divi-border--default preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h3>Have you suffered a loss? Contact us for an assessment of your case and your options for compensation.<\/h3>\n<\/div><\/div>\n\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper preset--group--divi-button--divi-border--hi5ou3y--default_wrapper preset--module--divi-button--d88mwoinf3_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_animated et_pb_module et_flex_module preset--group--divi-button--divi-border--hi5ou3y--default preset--module--divi-button--d88mwoinf3\" href=\"https:\/\/schwartzpartners.dk\/en\/kontakt\/\" data-icon=\"\uf30b\">Contact us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":42,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-297","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/pages\/297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/comments?post=297"}],"version-history":[{"count":3,"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/pages\/297\/revisions"}],"predecessor-version":[{"id":466,"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/pages\/297\/revisions\/466"}],"up":[{"embeddable":true,"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/pages\/42"}],"wp:attachment":[{"href":"https:\/\/schwartzpartners.dk\/en\/wp-json\/wp\/v2\/media?parent=297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}